Wedding Budget Envelopes: A Starter Set

Most wedding costs are known months in advance, which makes them perfect sinking funds. These example amounts save about $25,900 over 12 months ($2,156 a month); scale every line by the same percentage to fit your total.

Suggested envelopes with example monthly amounts. Adjust every number to your own income and costs.
EnvelopeExample / monthNotes
Venue $500 Deposit is usually due first; fund this envelope early.
Catering + cake $450 Per-guest costs: your guest list drives this envelope.
Photography + video $200
Attire + beauty $150 Dress, suit, alterations, hair, makeup.
Rings $150
Flowers + decor $120
Music / entertainment $100
Invitations + stationery $40
Honeymoon $250 Keep separate so wedding overruns don't eat the trip.
Contingency (about 10%) $196 Covers the overruns every wedding has.
Total$2156

Tips for this set

  • Pay deposits from the matching envelope so you always know what's still owed.
  • If an envelope runs over, move money from Contingency first, then make a deliberate trade-off.

Set it up

Copy these envelopes into the free envelope budget spreadsheet, write them on printable cash envelopes, or create them in EnvelopeBudget in a few minutes. New to envelopes? Start with how envelope budgeting works.

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