Building in public
A running record of what we're improving, why it matters, and where we're headed next. Have an idea? Tell us what would make your budget easier to use.
If you use SimpleFIN with more than one budget, you can now reuse an existing connection instead of creating another setup token. EnvelopeBudget fetches shared account data once, applies each budget’s date settings separately, and keeps the connection credentials on the server.
The homepage now checks whether your session is genuinely signed in instead of relying on a browser cookie that can exist for anonymous visitors, preventing a redirect loop back to the login page.
EnvelopeBudget MCP v1.2 stays read-only by default. Separate key permissions can resolve existing suggestions or categorize recently reviewed inbox transactions with signed stale-state checks, idempotency, durable attribution, and one batch Undo.
EnvelopeBudget MCP v1.0.0 is live in the official MCP Registry with 11 read-only tools. A dedicated developer API key lets compatible assistants review authorized budgets without permission to change financial data.
The iOS sign-in flow now times out gracefully when the server does not respond, shows a useful retry message, and handles membership checks more reliably.
The public API reference at /api/docs now uses Scalar instead of Swagger UI. Search, copy language-specific request samples, and try calls from a page that matches EnvelopeBudget.
After you archive, delete, merge, create, edit, split, allocate, or transfer, the Undo control now appears immediately so you can reverse the change while it is fresh. Older actions no longer bring back a stale Undo message on every page load.
Trial members now see a compact status pill beside the budget selector with the days remaining and the $60 Lifetime option. It stays available without covering the page or needing to be dismissed repeatedly.
When a bank import matches a transfer you already marked, EnvelopeBudget now links the two sides automatically when the account, amount, and date all agree. Ambiguous matches stay available for your review.
The mobile app now includes account deletion in Settings. Type DELETE to confirm, and your account and data are permanently removed while shared budgets remain protected.
Transaction-register actions now show clearer, keyboard-friendly explanations when you hover or focus them, so icons such as clear, archive, merge, and copy are easier to use.
The Undo control now fades away after a few seconds while keyboard undo remains available, so you can reverse recent changes without a permanent floating control in the way.
Account deletion now works from the expired-trial paywall, explains how many budgets, accounts, and transactions will be removed, and avoids failures caused by stale browser assets.
Family/Team accounts let an owner invite members, manage access, and view the budgets connected to the household or team from one place.
The onboarding message now takes you directly to the SimpleFIN connection screen, so connecting an account does not leave you searching through settings.
We removed obsolete budget fields that could block new budget creation, making signup and first-budget setup more dependable.
The payee management page now loads its income option correctly, so reviewing and managing payees no longer fails with an unexpected server error.
Mobile sign-in now supports Apple and Google authentication, giving you a faster way into your budget while keeping account verification in place.
Dark mode now covers the main budget tabs and money flows, with clearer contrast and native iOS tab-bar behavior that keeps controls and content easier to use.
Category reports now resolve envelope categories more reliably, including split transactions, so spending totals better reflect where your money was assigned.
iOS date pickers and budget-member dialogs now use native typography and controls, while tab-bar spacing and dark surfaces are handled more cleanly.
The Chrome extension is now wider, shows more matches at once, and can open in a full browser tab when you need more space. Your popup size is remembered for next time.
Amazon Sync memos are no longer overwritten when a pending transaction clears through SimpleFIN. Matched transactions also stay in the inbox so you can assign envelopes yourself.
You can now review recent product updates without leaving the app. The new What’s New page keeps improvements, fixes, and their user benefit in one place.
Merge and transaction actions now validate common problems earlier and show clearer reasons when something cannot be completed. Expected validation responses no longer create unnecessary error alerts.
You can now show, hide, and reorder transaction-register columns. Your layout is saved to your account, so the register follows your preferences across devices.
A new Undo action lets you reverse recent transaction and envelope changes from the web or mobile app, including creating, editing, deleting, archiving, and merging transactions.
When connecting SimpleFIN, you can set an optional start date to keep older transactions out of a new budget. Transaction deletion is also clearer, with confirmation prompts and helpful register tooltips.
The Amazon Sync extension now refreshes inbox data before matching, skips scans when there is nothing to match, lets you stop a scan while keeping results, and avoids bringing archived transactions back into the inbox.
You can now mark an inflow as not income directly from the Income vs Expense report. That credit still reaches its envelope, but it no longer inflates income totals, and payee preferences can be remembered for future transactions.
Register columns now adapt more cleanly to the available width, and keyboard navigation keeps the active transaction in view so reviewing a long list takes less scrolling.
We fixed errors that could prevent accessible budgets from loading or break a payee transaction request, making those everyday screens more dependable.
When entering or editing a transfer, the register now shows the correct Transfer to and Transfer from choices, including before an amount is entered.
The iOS app now includes a native membership screen, trial status, plan details, and Apple purchase and restore support.
Accounts can now have a short abbreviation and color, with those badges available in the transaction register so account context is easier to recognize at a glance.
Budget import now keeps more account, envelope, goal, allocation, transfer, and badge details, skips duplicate sync rows, and reuses linked payment envelopes instead of creating collisions.
Newsletter unsubscribe handling now responds safely when a link contains an invalid token, so malformed links do not turn into an unexpected server error.
The sync status now explains when the connected balance differs from EnvelopeBudget, shows the difference and pending-transaction context, and points you toward reviewing transactions or using Reconcile.
Budget export and import now preserve more of your data and roll back safely when an import cannot complete, making migrations and backups more dependable.
Account notes now persist correctly and appear on web account forms, giving you a place to keep useful context alongside the account itself.
Mobile envelope reads and transaction columns were corrected so important budget and transaction information stays visible and accurate on smaller screens.
We fixed balance calculations and visibility in envelope selectors so assigning money feels less like guesswork, especially when categories are hidden or filtered.
AI transaction categorization now takes a review-first approach, giving you a chance to confirm suggestions before they affect your envelopes.
Subscribers can now manage their plan and switch between available billing options through a self-serve billing experience.
We improved account-sync error handling and added layered protection against automated signup abuse without putting unnecessary friction in front of real users.
YNAB transaction imports now handle asynchronous uploads and date parsing more reliably, reducing surprises when bringing existing history into EnvelopeBudget.
We repaired signup account creation and improved deployed-version tracking so new accounts start cleanly and the running app is easier to verify.
We restored and tightened the SimpleFIN sync flow, account archive behavior, and authentication for sync endpoints so connected accounts behave more consistently.
Notes attached to envelopes now appear in the savings-goals report, making the reason behind a category easier to remember while planning.
The transactions view now uses continuous loading instead of traditional pagination, making it easier to move through a long history.
High-confidence duplicate transactions from bank sync can now be merged automatically, with matching rules tuned for real-world timing differences such as credit-card settlement.
Credit-card payments and debt envelopes now stay in sync more reliably, including automatic debt-envelope adjustments and better handling of existing balances.
Debt accounts can now carry the metadata and envelope connections needed for linked payoffs and transfer-based debt payments.
EnvelopeBudget now supports passkey authentication, with follow-up fixes for mobile compatibility and sign-in timing.
The account audit gained diagnostics, Fix All actions, reconciliation improvements, and clearer balance overviews for finding and correcting discrepancies.
Account balance calculations now distinguish pending activity more precisely, helping you understand what is available before every transaction has cleared.
Savings-goal shortcuts and a monthly-budget action make it faster to fund the categories that matter most.
A new income-versus-expense report gives you a clearer view of how money is flowing through your budget.
EnvelopeBudget now calls out possible duplicate transactions with a visible notification, so cleanup does not depend on noticing every duplicate yourself.
The mobile app gained comprehensive budget management, bringing more of the everyday planning workflow to your phone.
You can now find the corresponding side of a transfer more easily, while account balances and transaction ordering stay consistent.
Transactions can now be linked as transfers, making money movement between accounts easier to represent accurately.
Nightly SimpleFIN syncing keeps connected accounts more current without requiring you to remember to pull transactions manually.
Multi-user budgets with role-based access control let households collaborate while keeping control over who can view or change budget data.
An envelope setup wizard helps empty budgets get off the ground with a useful starting structure instead of a blank screen.
Internationalization support and German translations make the budgeting experience more accessible to more households.
We addressed a server-side request forgery risk in the SimpleFIN token exchange and tightened the surrounding deployment and dependency safeguards.
The transaction inbox gained clearer counts and an Apply Matches action so reviewing imported activity is quicker.
Transactions can now be merged with details, search support, and an undo option, helping clean up duplicates without losing confidence.
Budget health checks and alerts highlight issues such as debt-envelope mismatches before they quietly grow.
Payee rules now support envelope assignment and renaming, while recent transactions and filtering make the payee workflow easier to manage.
The EnvelopeBudget Amazon Sync Chrome extension can bring Amazon order information into your transaction workflow, with progress indicators and refresh support.
Adding an account now creates a clear initial-balance transaction and keeps it out of spending reports, giving new budgets a cleaner starting point.
Envelopes now support soft deletion with transaction checks, protecting history while keeping old categories out of the way.
SimpleFIN transaction handling now checks linked accounts and provides clearer setup behavior when connecting an account.
If you use SimpleFIN with more than one budget, you can now reuse an existing connection instead of creating another setup token. EnvelopeBudget fetches shared account data once, applies each budget’s date settings separately, and keeps the connection credentials on the server.
- feat: You can now share SimpleFIN connections across multiple budgets. - fix: Improved security for shared SimpleFIN connections.
The homepage now checks whether your session is genuinely signed in instead of relying on a browser cookie that can exist for anonymous visitors, preventing a redirect loop back to the login page.
EnvelopeBudget MCP v1.2 stays read-only by default. Separate key permissions can resolve existing suggestions or categorize recently reviewed inbox transactions with signed stale-state checks, idempotency, durable attribution, and one batch Undo.
- fix: Added an endpoint to check user authentication on the homepage.
- chore: Updated the Android release build to version 27 for improved performance.
- fix: Prevent null accounts from being categorized in MCP.
- feat: Introduced agent-native MCP categorization to enhance your budgeting experience.
- fix: Ensure that MCP suggestions are locked safely when using PostgreSQL to prevent data issues.
- feat: Introduced scoped categorization for MCP, enhancing how your expenses are organized.
EnvelopeBudget MCP v1.0.0 is live in the official MCP Registry with 11 read-only tools. A dedicated developer API key lets compatible assistants review authorized budgets without permission to change financial data.
- fix: Normalize whitespace in MCP documentation tests for better consistency. - fix: Update vulnerable mobile Ruby dependencies to enhance security. - fix: Ensure the MCP publishing guide remains on one line for test accuracy. - feat: Introduce a read-only MCP server for improved data access.
- feat: The app now uses Scalar for improved API documentation.
- fix: Resolved loading issues during sign-in on iOS devices. - docs: Clarified access details for the free self-hosted version of the app.
The iOS sign-in flow now times out gracefully when the server does not respond, shows a useful retry message, and handles membership checks more reliably.
The public API reference at /api/docs now uses Scalar instead of Swagger UI. Search, copy language-specific request samples, and try calls from a page that matches EnvelopeBudget.
- feat: Added fastlane lanes for easy App Store submission on iOS. - feat: Introduced a trial banner next to the budget selector for better visibility. - fix: The undo pill now pops up immediately after an undoable action. - fix: Moved the trial banner next to the budget selector and removed the dismiss button.
- fix: The blue/green deployment process now correctly writes the ACTIVE_COLOR into the Caddyfile, improving reliability.
- fix: The undo pill now only appears immediately after a reversible action.
- chore: Deploys are now zero-downtime. Updates roll over to a freshly-booted version and switch cleanly, so the site no longer goes down during a release.
After you archive, delete, merge, create, edit, split, allocate, or transfer, the Undo control now appears immediately so you can reverse the change while it is fresh. Older actions no longer bring back a stale Undo message on every page load.
Trial members now see a compact status pill beside the budget selector with the days remaining and the $60 Lifetime option. It stays available without covering the page or needing to be dismissed repeatedly.
When a bank import matches a transfer you already marked, EnvelopeBudget now links the two sides automatically when the account, amount, and date all agree. Ambiguous matches stay available for your review.
The mobile app now includes account deletion in Settings. Type DELETE to confirm, and your account and data are permanently removed while shared budgets remain protected.
Transaction-register actions now show clearer, keyboard-friendly explanations when you hover or focus them, so icons such as clear, archive, merge, and copy are easier to use.
- fix: Imported transfer counterparts will now automatically link for easier tracking.
The Undo control now fades away after a few seconds while keyboard undo remains available, so you can reverse recent changes without a permanent floating control in the way.
Account deletion now works from the expired-trial paywall, explains how many budgets, accounts, and transactions will be removed, and avoids failures caused by stale browser assets.
- feat: You can now delete your account directly within the app for easier management. - feat: Updated App Store metadata to improve the review process.
- fix: Updated the SESSION_COOKIE_SAMESITE setting to 'None' for better compatibility with Apple OAuth. - fix: Ensured that SESSION_COOKIE_SAMESITE is set to None to maintain OAuth state during form submissions on Apple devices.
- fix: Ensure the app correctly handles secure connections by preserving the https X-Forwarded-Proto header.
- fix: Speed up the display of transaction action tooltips for quicker access.
- fix: The app now remembers your selected theme when you leave the login page.
- fix: Clear all cookies and local storage when you delete your account for better privacy. - feat: Log social-auth failures to help diagnose OAuth errors.
- fix: Ensure account deletion works correctly by fixing stale cache issues. - feat: Improve performance by adding cache-busting for all static assets.
- fix: Updated the Android package ID to the production version for improved stability. - feat: Added Fastlane support for easier deployment to Google Play.
- fix: Improved the delete-account modal for better user experience. - feat: Added deletion counts to help users track account removals.
- fix: The undo notification will now stay visible for longer, giving you more time to react. - fix: You will now receive a confirmation prompt when attempting to delete an account during the paywall period. - fix: The confirmation process for deleting an expired trial account has been improved for clarity.
- chore: Updated dependencies for improved performance and security.
- feat: The "Family" section has been renamed to "Family/Team" for clarity, and the menu has been moved into the profile dropdown. - feat: You can now delete your account directly from the trial-expired paywall.
**New Features** - feat: Introduced family subscription entitlement inheritance for easier management. - feat: Launched a family web dashboard with a member acceptance flow. - feat: Added a family API, member management service, and email notifications. - feat: Implemented family-aware budget authorization and budget creation. - feat: Created a new family accounts model to manage families and their members. **Bug Fixes** - fix: Completed a review pass to ensure member-only roles are correctly applied during admin registration.
- fix: Restored social login URLs for easier account access. - fix: Improved the signup process and account deletion flow for a smoother experience.
Family/Team accounts let an owner invite members, manage access, and view the budgets connected to the household or team from one place.
The onboarding message now takes you directly to the SimpleFIN connection screen, so connecting an account does not leave you searching through settings.
We removed obsolete budget fields that could block new budget creation, making signup and first-budget setup more dependable.
- fix: Fixed the onboarding process for connecting to SimpleFIN.
The payee management page now loads its income option correctly, so reviewing and managing payees no longer fails with an unexpected server error.
- fix: The payee modal now properly loads internationalization settings for better language support.
- fix: Improved the transaction form by using dark surfaces for better visibility.
- fix: Improved the styling of the Team Members page for iOS users.
- fix: Restored the typography for the date picker to improve readability.
- fix: Split transactions are now included in category reports for better accuracy. - fix: Report categories are now correctly resolved from envelopes.
- fix: The app now respects the iOS tab bar safe area for better usability. - fix: iOS login functionality has been restored along with improved dark mode surfaces.
- fix: Split transactions are now included in category reports for better accuracy.
Mobile sign-in now supports Apple and Google authentication, giving you a faster way into your budget while keeping account verification in place.
Dark mode now covers the main budget tabs and money flows, with clearer contrast and native iOS tab-bar behavior that keeps controls and content easier to use.
Category reports now resolve envelope categories more reliably, including split transactions, so spending totals better reflect where your money was assigned.
iOS date pickers and budget-member dialogs now use native typography and controls, while tab-bar spacing and dark surfaces are handled more cleanly.
- fix: Fixed an issue where report categories were not correctly resolved from envelopes on mobile.
- fix: Transaction reports now include envelope categories for better tracking.
- feat: Enhanced mobile settings for a better user experience. - feat: Improved dark mode for easier viewing in low light. - feat: Updated iOS tabs for improved navigation.
- feat: You can now sign in with Apple and restore Google mobile login options. - feat: Enjoy a new AI-generated human-readable changelog that eliminates duplicate entries.
The Chrome extension is now wider, shows more matches at once, and can open in a full browser tab when you need more space. Your popup size is remembered for next time.
Amazon Sync memos are no longer overwritten when a pending transaction clears through SimpleFIN. Matched transactions also stay in the inbox so you can assign envelopes yourself.
You can now review recent product updates without leaving the app. The new What’s New page keeps improvements, fixes, and their user benefit in one place.
Merge and transaction actions now validate common problems earlier and show clearer reasons when something cannot be completed. Expected validation responses no longer create unnecessary error alerts.
- feat: Introduced Full View mode for a more immersive budgeting experience. - feat: Added popup size persistence, so your settings are remembered between sessions.
- feat: The Chrome extension has been updated to version 1.0.8, featuring a wider popup and improved matching capabilities.
- fix: Amazon memos will now remain intact when clearing SimpleFIN.
- feat: Added an in-app "What's New" changelog page to keep you updated on the latest features and improvements.
- fix: Improved error messaging to provide clearer reasons for issues encountered, reducing unnecessary email notifications for benign errors.
- fix: The app no longer crashes when the ColumnSettings feature is unavailable. - fix: Subscription links in drip emails have been repaired for better accessibility. - feat: You can now customize the columns in your transactions register for a more personalized experience.
- feat: Users can now undo actions on the server side for a smoother experience.
You can now show, hide, and reorder transaction-register columns. Your layout is saved to your account, so the register follows your preferences across devices.
A new Undo action lets you reverse recent transaction and envelope changes from the web or mobile app, including creating, editing, deleting, archiving, and merging transactions.
When connecting SimpleFIN, you can set an optional start date to keep older transactions out of a new budget. Transaction deletion is also clearer, with confirmation prompts and helpful register tooltips.
The Amazon Sync extension now refreshes inbox data before matching, skips scans when there is nothing to match, lets you stop a scan while keeping results, and avoids bringing archived transactions back into the inbox.
- feat: Users can now set a start date for SimpleFIN budgeting. - feat: Added the ability to delete transactions for better budget management. - feat: Tooltips for the register icon have been introduced for improved usability.
- feat: Added a year of historical data to the changelog with real dates for better tracking.
- fix: Ensure that migrations are applied before recording the changelog to improve deployment reliability.
You can now mark an inflow as not income directly from the Income vs Expense report. That credit still reaches its envelope, but it no longer inflates income totals, and payee preferences can be remembered for future transactions.
Register columns now adapt more cleanly to the available width, and keyboard navigation keeps the active transaction in view so reviewing a long list takes less scrolling.
We fixed errors that could prevent accessible budgets from loading or break a payee transaction request, making those everyday screens more dependable.
When entering or editing a transfer, the register now shows the correct Transfer to and Transfer from choices, including before an amount is entered.
The iOS app now includes a native membership screen, trial status, plan details, and Apple purchase and restore support.
Accounts can now have a short abbreviation and color, with those badges available in the transaction register so account context is easier to recognize at a glance.
Budget import now keeps more account, envelope, goal, allocation, transfer, and badge details, skips duplicate sync rows, and reuses linked payment envelopes instead of creating collisions.
Newsletter unsubscribe handling now responds safely when a link contains an invalid token, so malformed links do not turn into an unexpected server error.
The sync status now explains when the connected balance differs from EnvelopeBudget, shows the difference and pending-transaction context, and points you toward reviewing transactions or using Reconcile.
Budget export and import now preserve more of your data and roll back safely when an import cannot complete, making migrations and backups more dependable.
Account notes now persist correctly and appear on web account forms, giving you a place to keep useful context alongside the account itself.
The sync status now explains when the connected balance differs from EnvelopeBudget, shows the difference and pending-transaction context, and points you toward reviewing transactions or using Reconcile.
Mobile envelope reads and transaction columns were corrected so important budget and transaction information stays visible and accurate on smaller screens.
We fixed balance calculations and visibility in envelope selectors so assigning money feels less like guesswork, especially when categories are hidden or filtered.
AI transaction categorization now takes a review-first approach, giving you a chance to confirm suggestions before they affect your envelopes.
Subscribers can now manage their plan and switch between available billing options through a self-serve billing experience.
We improved account-sync error handling and added layered protection against automated signup abuse without putting unnecessary friction in front of real users.
YNAB transaction imports now handle asynchronous uploads and date parsing more reliably, reducing surprises when bringing existing history into EnvelopeBudget.
We repaired signup account creation and improved deployed-version tracking so new accounts start cleanly and the running app is easier to verify.
We restored and tightened the SimpleFIN sync flow, account archive behavior, and authentication for sync endpoints so connected accounts behave more consistently.
Notes attached to envelopes now appear in the savings-goals report, making the reason behind a category easier to remember while planning.
The transactions view now uses continuous loading instead of traditional pagination, making it easier to move through a long history.
High-confidence duplicate transactions from bank sync can now be merged automatically, with matching rules tuned for real-world timing differences such as credit-card settlement.
Credit-card payments and debt envelopes now stay in sync more reliably, including automatic debt-envelope adjustments and better handling of existing balances.
Debt accounts can now carry the metadata and envelope connections needed for linked payoffs and transfer-based debt payments.
EnvelopeBudget now supports passkey authentication, with follow-up fixes for mobile compatibility and sign-in timing.
The account audit gained diagnostics, Fix All actions, reconciliation improvements, and clearer balance overviews for finding and correcting discrepancies.
Account balance calculations now distinguish pending activity more precisely, helping you understand what is available before every transaction has cleared.
Savings-goal shortcuts and a monthly-budget action make it faster to fund the categories that matter most.
A new income-versus-expense report gives you a clearer view of how money is flowing through your budget.
EnvelopeBudget now calls out possible duplicate transactions with a visible notification, so cleanup does not depend on noticing every duplicate yourself.
The mobile app gained comprehensive budget management, bringing more of the everyday planning workflow to your phone.
You can now find the corresponding side of a transfer more easily, while account balances and transaction ordering stay consistent.
Transactions can now be linked as transfers, making money movement between accounts easier to represent accurately.
Nightly SimpleFIN syncing keeps connected accounts more current without requiring you to remember to pull transactions manually.
Multi-user budgets with role-based access control let households collaborate while keeping control over who can view or change budget data.
An envelope setup wizard helps empty budgets get off the ground with a useful starting structure instead of a blank screen.
Internationalization support and German translations make the budgeting experience more accessible to more households.
We addressed a server-side request forgery risk in the SimpleFIN token exchange and tightened the surrounding deployment and dependency safeguards.
The transaction inbox gained clearer counts and an Apply Matches action so reviewing imported activity is quicker.
Transactions can now be merged with details, search support, and an undo option, helping clean up duplicates without losing confidence.
Budget health checks and alerts highlight issues such as debt-envelope mismatches before they quietly grow.
Payee rules now support envelope assignment and renaming, while recent transactions and filtering make the payee workflow easier to manage.
The EnvelopeBudget Amazon Sync Chrome extension can bring Amazon order information into your transaction workflow, with progress indicators and refresh support.
Adding an account now creates a clear initial-balance transaction and keeps it out of spending reports, giving new budgets a cleaner starting point.
Envelopes now support soft deletion with transaction checks, protecting history while keeping old categories out of the way.
SimpleFIN transaction handling now checks linked accounts and provides clearer setup behavior when connecting an account.
EnvelopeBudget is independently built, and real user feedback directly influences what gets shipped.