Everything EnvelopeBudget can do

Create as many spending, saving, and debt envelopes as your plan needs.

Group related envelopes and reorganize them as your budget changes.

Set a planned amount for each envelope and compare the plan with actual spending.

Assign available income across envelopes from one focused allocation screen.

Save paycheck or income templates and fund many envelopes in one pass.

Transfer available funds without creating fake income or expenses.

Set target amounts and dates, then track progress toward each goal.

Plan debt payments while keeping balances and spending visible.

Keep reminders and context with the envelope they belong to.

Create separate budgets for households, projects, or different financial plans.

Track checking, savings, cash, credit cards, loans, investments, and other accounts.

Add income and expenses quickly from web, iPhone, or Android.

See what has posted at the bank and what is still pending.

Divide one purchase among multiple envelopes, with optional notes for each split.

Move money between accounts while keeping both sides connected.

Link imported transfer counterparts when account, date, and amount agree.

Compare EnvelopeBudget with a statement balance and create an adjustment when needed.

Filter transactions by date, account, envelope, status, amount, and search terms.

Keep imported activity waiting for review before it changes the budget.

Avoid importing the same bank transaction more than once.

Clean up merchant names and remember how future imports should appear.

Show, hide, and reorder transaction columns; preferences follow your account.

Move through transactions and review, edit, clear, archive, or take other common actions from the keyboard like a Gmail inbox.

Reverse recent transaction, envelope, allocation, split, transfer, archive, and merge actions.

Add context and make accounts easier to recognize throughout the register.

Securely import activity from thousands of financial institutions.

Start a new connection without pulling in years of unwanted history.

See which connected accounts updated and where an import needs attention.

Upload transaction files from institutions that do not support automatic sync.

Import exported YNAB budget data and preserve accounts, envelopes, goals, and history.

Move or back up account, envelope, allocation, goal, transfer, and badge data.

Get category suggestions without letting automation silently change your envelopes.

Match Amazon orders to inbox transactions and add useful item details with EnvelopeBudget Helper from the Chrome Web Store.

Mark credits that should reach an envelope without inflating income reports.

Review income, spending, and transactions for any date range.

Compare category and envelope spending across months, including budget variance.

Review and bulk-edit monthly envelope targets from one report.

See monthly totals, net change, and the transactions behind each number.

Check stored and calculated balances and diagnose reconciliation differences.

See target amounts, dates, current balances, and remaining progress together.

View income, expenses, net change, top categories, and date-range summaries on mobile.

Explore mobile trend charts, period comparisons, assets, liabilities, and net worth.

Download supported reports as CSV, Excel, or Markdown.

Invite another person and work from the same up-to-date budget.

Bring related budgets and members together under one household or team.

Invite members, review access, and remove access when it is no longer needed.

Eligible family members can inherit access through the family owner.

Move ownership of a shared budget to another member when responsibilities change.

Use social sign-in on supported web and mobile flows.

Use a device passkey for fast, phishing-resistant web sign-in without entering a password.

Use standard verified-account authentication on every supported platform.

Work with budgets, accounts, envelopes, transactions, reports, imports, and other core EnvelopeBudget data from software or AI agents.

Create revocable keys for integrations and authenticate with X-API-Key or Bearer headers.

Explore available endpoints, schemas, and request formats from live API documentation.

Use the complete web experience from a modern desktop or mobile browser.

Access EnvelopeBudget through the current TestFlight beta.

Install the signed Android beta directly while Google Play distribution is prepared.

View cached envelopes, accounts, and recent transactions without a connection.

Create transactions offline and sync them automatically when connectivity returns.

Choose a theme or follow the device setting on web and mobile.

Format money and dates to match the budget's locale and conventions.

Delete your account and personal data from web or mobile with clear confirmation.

EnvelopeBudget does not fund itself by selling personal financial data.

Monthly, annual, and lifetime members use the same product without feature gates.