Simple Envelope Budgeting
That Actually Works
Stop fighting your finances and start winning with them. EnvelopeBudget makes it simple to track every dollar, control spending, and build the financial future you deserve.
Why Choose EnvelopeBudget?
Built by people who understand the struggle of managing money, for people who want to take control.
Simple Setup
Get started in minutes, not hours. Our intuitive design makes budgeting accessible to everyone.
Automatic Bank Sync
Connect your bank accounts and import transactions automatically via SimpleFIN. No more manual entry.
Mobile Ready
Access your budget anywhere with our responsive web app and dedicated mobile applications.
How It Works
Get started with envelope budgeting in three simple steps
Create Your Envelopes
Set up spending categories like groceries, rent, entertainment, and savings goals.
Allocate Your Income
Distribute your paycheck into envelopes based on your priorities and needs.
Track & Spend
Log expenses and watch your envelope balances to stay on track with your budget.
All the Features of YNAB. A Fraction of the Price.
Every plan includes everything — bank sync, unlimited envelopes, reports, exports, and mobile apps. No feature gates. No surprises.
No credit card required. Cancel anytime.
Frequently Asked Questions
Everything you need to know about EnvelopeBudget
What is envelope budgeting?
Envelope budgeting is a method where you allocate your income into different spending categories (envelopes) before you spend it. It helps you control spending and ensure you have money set aside for all your needs.
How long is the free trial?
EnvelopeBudget offers a 34-day free trial with no credit card required. That's over a full month to experience all features and decide if it's right for you.
Can I use EnvelopeBudget on my phone?
Yes! EnvelopeBudget works on any device with a web browser, and we have dedicated mobile apps for iOS and Android for the best experience on the go.
Is my financial data secure?
Absolutely. We use bank-level encryption to protect your data, and we never sell or share your personal information. Your financial data is yours alone.
Ready to Take Control of Your Money?
Join budgeters who have transformed their financial lives with EnvelopeBudget. Start your free trial today.
No credit card required • Cancel anytime • Free trial