🎉 34-day free trial — no credit card required

Know Exactly What Your Money Can Do
Before You Spend It

Give every dollar a job, stop guessing where your money went, and build a budget you can actually live with.

Build your first real budget in minutes. Simple envelope budgeting with bank sync, without the steep learning curve.

No credit card. No complicated setup. Cancel anytime.

Founding lifetime access: $60

One payment. No recurring subscription. Available while founding spots remain.

Using an iPhone? Try the iOS beta in TestFlight →

EnvelopeBudget transaction register showing imported purchases, transfers, envelope assignments, and account balances

The real app, with a review-first transaction inbox. No decorative dashboard confetti.

“My husband and I have felt more confident in our budgeting and money management.”
— Gracie, budgeting with her husband
Since 2009
Built on 15+ years of envelope budgeting experience
100% Private
Your financial data is yours. Never sold, shared, or used for ads.
Indie Built
No VC funding. No ads. Just a budgeting tool built for people.

EnvelopeBudget is for you if...

You want a calmer, clearer way to make decisions with the money you have.

You want a simple budget instead of another financial project.

You need to stop overspending without tracking every minute of your life.

You budget with a spouse or family and want everyone looking at the same plan.

You want privacy, control, and a system that works when real life gets messy.

If every month feels like starting over, this is your reset button.

Why Choose EnvelopeBudget?

Built by people who understand the struggle of managing money, for people who want to take control.

Simple Setup

Get started in minutes, not hours. Our intuitive design makes budgeting accessible to everyone.

Automatic Bank Sync

Connect your bank accounts and import transactions automatically via SimpleFIN. No more manual entry.

Mobile Ready

Access your budget anywhere with our responsive web app and dedicated mobile applications.

Your First Five Minutes

Go from “Where did my money go?” to “I know exactly what I can spend.”

1

Create Your Envelopes

Start with groceries, rent, entertainment, and the goals that matter to you.

2

Give Your Paycheck a Job

Allocate the money you have right now based on your real priorities and needs.

3

Spend With Confidence

Log or sync your spending and see what is safe to spend before you swipe.

Full envelope budgeting. $4 a month.

Every plan includes everything — bank sync, unlimited envelopes, reports, exports, and mobile apps. No feature gates. No surprises.

$4
/month
$40
/year
$60
lifetime
First 500 only

No credit card required. Cancel anytime.

What Our Users Say

My husband and I have been using EnvelopeBudget for a while now and we both love it! It has been especially helpful in creating time to talk together about purchases and saving plans. We have felt more confident in our budgeting and money management, and would recommend it to others!
Gracie
Budgeting with her husband
This feature is AMAZING! Identifying Amazon purchases is an epic pain. But this is tremendous. I absolutely love it.
Ryan
Amazon matching
EB has good promise to be #1 in the envelope budgeting arena. Most budget apps have crappy reporting — EB's canned reports are a standout.
Jim
EnvelopeBudget User

Frequently Asked Questions

Everything you need to know about EnvelopeBudget

What is envelope budgeting?

Envelope budgeting is a method where you allocate your income into different spending categories (envelopes) before you spend it. It helps you control spending and ensure you have money set aside for all your needs.

How long is the free trial?

EnvelopeBudget offers a 34-day free trial with no credit card required. That's over a full month to experience all features and decide if it's right for you.

Can I use EnvelopeBudget on my phone?

Yes! EnvelopeBudget works on any device with a web browser, and we have dedicated mobile apps for iOS and Android for the best experience on the go.

Is my financial data secure?

Absolutely. We use bank-level encryption to protect your data, and we never sell or share your personal information. Your financial data is yours alone.

Ready to Take Control of Your Money?

Join budgeters who have transformed their financial lives with EnvelopeBudget. Start your free trial today.

No credit card required • Cancel anytime • Free trial