A public look at the improvements currently being validated, built, or explored for EnvelopeBudget.
Target dates are estimates, not promises. Priorities may move when testing, app-store review, security work, or customer feedback uncovers something more important.
Shipped
Upload the ZIP from Actual's Export data and get a new budget with your accounts, categories, payees, full transaction history (including splits and transfers), and envelope balances rebuilt to match Actual.
Compare with Actual BudgetConnect supported banks through Plaid and choose which accounts to add. You can link Plaid to an account you already use, so the connection reuses your existing ledger instead of creating a duplicate account.
See bank sync pricingTrack assets and liabilities that belong in net worth without letting their activity alter envelope balances. Tracking-account transactions never ask to be budgeted and don't block inbox cleanup.
See the changelogConnect an AI assistant with OAuth 2.1 browser sign-in and dynamic client registration instead of a static API key. Choose budgets, keep access read-only by default, approve optional permissions explicitly, and revoke a connection at any time.
Read the announcementInvite household or team members with their own login and grant access to only the budgets they need, as viewers or editors. Manage invitations, budget access, and shared-plan coverage from Family & Team.
Read the announcementThe iOS app is out of TestFlight and available on the App Store, with automatic updates, Face ID unlock, and in-app membership.
Get the mobile appsInstall EnvelopeBudget for Android from Google Play and get updates like any other app. A direct APK download is still available.
Get the mobile appsBills, paychecks, and transfers that repeat weekly, every N weeks, monthly, twice a month, or yearly. Each occurrence shows on the calendar ahead of time, lands in the register as a pending transaction a few days before it is due, and is taken over by the matching bank import.
Read the announcementView income, expenses, transfers, and upcoming repeating transactions on a calendar, then open a day to review its transactions.
See it with repeating transactionsDebt snowball, avalanche, and custom payoff plans built on the accounts already in your budget: payoff projections and what-ifs, a credit cards vs loans breakdown, month-by-month history, a printable progress poster with milestones, and read-only MCP tools for AI assistants.
Read the announcementConnect compatible AI assistants through an official Registry-listed remote MCP server. Fourteen bounded tools are read-only by default; separate key permissions can resolve provider suggestions or categorize recently reviewed inbox transactions with signed stale-state checks, idempotency, durable attribution, and Undo.
Explore EnvelopeBudget MCPNext
Optional notifications for overspending, low balances, and a concise weekly spending summary.
Extend the passkey sign-in already available on the web to iPhone and Android using their native credential managers.
See the complete current feature set, or review the steady stream of improvements already shipped.
