What Our Users Are Saying

Excellent & Inexpensive!

“I’ve been a YNAB user for over ten years, and I switched to EnvelopeBudget.com and couldn’t be happier about it! It costs less than half the price, and at least for now there’s a “pay once and own forever” option for less than the annual price of the competition. (Full disclosure: you’ll still want SimpleFIN for $15/year so that you can download transactions, which I highly recommend.) It also does everything that YNAB does, but unlike YNAB, it doesn’t think it’s smarter than you are. It also has the option to mark an envelope as “debt”, which makes it so that EB expects/allows a negative balance without bringing up warnings. And I can do my monthly budget in a fraction of the time it took with YNAB because EB doesn’t automatically fund every bucket/envelope that is negative when you rollover to a new month.”

“Coming from YNAB, I was looking for something more affordable that still did envelope budgeting right. EnvelopeBudget delivers.”

“The SimpleFIN sync status window is amazing. No other budget program has this level of transparency into what is happening with your bank sync.”

“Finally, a budgeting app that doesn't cost $15/month. The envelope method works the same way, and bank sync just works.”