How to Budget for Healthcare Costs with Envelopes

Healthcare costs arrive unevenly: a deductible in January, a filling in May, new glasses in the fall. The fix is the same for each one. Estimate the yearly total, divide by twelve, and fund an envelope every month so the money is waiting when the bill comes.

New to the method? Read how envelope budgeting works and our guide to sinking funds.

Healthcare budgeting guides

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