You’ve probably heard the term “envelope system” or “envelope method” when it comes to budgeting your money. What exactly is it and how does it work? The first time I remember hearing about the envelope system was when I was a missionary in South Africa. As missionaries, we or our families paid our own way. […]
I have a couple of credit cards I use for spending. Both are American Express (AMEX) cards I use for benefits and rewards points. Benefits American Express offers a warranty on all purchases. I’ve only used this once, but it was great. I bought my kids iPods for Christmas a few years back. One of […]
My wife and I were discussing our budget and lack of money today. Our discussion let to some BIG decisions on how to turn things around in a major way (Sell cars, move to smaller house…). In the midst of our conversation I got an email from Facebook. Yes, Facebook. It said that a recent […]