Know Where You Stand
Take inventory of your financial life. Gain an understanding of your income and your outgo. Optimize according to YOUR values.
Assign Every Dollar to an Envelope
Give every dollar a name, before you spend it. There is no such thing as an average month. Make a custom plan for each & every unique month of your life.
Track & Adjust, Rinse & Repeat
Track everything (we make this super easy). Know where your money is going. Spend according to YOUR plan. Did you break the budget? It happens. Make adjustments and keep moving forward!
Get Ahead of the Game
You are going to find some extra money in your new budget. Start getting ahead by paying off your debt, building a 3-6 month emergency fund, and building wealth. We will help you on this fun new journey!
Features
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OFX Direct Connect
Download transactions directly from your bank! If your bank supports OFX Direct Connect, we can import your transactions automatically into your account with the click of a button.
Easy Transaction Assignment
We believe that you should see and manage every transactions that goes through your bank account. That said, we don’t want you to spend all day working on your budget. We’ve designed our tool to be fast and efficient to help you assign transaction quickly and get on your way.
Comprehensive Transaction Search
Need to find an old transaction? No problem. Our comprehensive search will help you find that needle in haystack of old transactions. Yes, you did make a pay your medical bill 6 months ago. You have proof!
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Calendar View
Want to view and manage your transactions on the calendar? No problem. We have that feature too. With the calendar view you can see your spending trends over time to help you reign in those unplanned purchases.
Debt Snowball
Have some debt to pay off? We help you keep track of your debts, balances and payments to help you get an idea of how soon you can pay off all your debts using the debt-snowball method.
From The Blog
What is the Envelope System?
You’ve probably heard the term “envelope system” or “envelope method” when it comes to budgeting your money. What exactly is it and how does it work? The first time I remember hearing about the envelope system was when I was a missionary in South Africa. As missionaries, we or our families paid our own way. […]
The Purchases that are Breaking Your Budget (And they’re not the ones you think!)
My wife and I were discussing our budget and lack of money today. Our discussion let to some BIG decisions on how to turn things around in a major way (Sell cars, move to smaller house…). In the midst of our conversation I got an email from Facebook. Yes, Facebook. It said that a recent […]
I have to tell you that EnvelopeBudget is by far my favorite budgeting site and I’ve used quite a few! So, thank you to you and your team for all the work you’re doing. I love coming on to the site to find new functionality. The new feature showing the change in your envelope if you assign that transaction, is a wonderful implementation!
Becka N. -- Portland, OR