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Take inventory of your financial life. Gain an understanding of your income and your outgo. Optimize according to YOUR values.

Assign Every Dollar to an Envelope

Give every dollar a name, before you spend it. There is no such thing as an average month. Make a custom plan for each & every unique month of your life.

Track & Adjust, Rinse & Repeat

Track everything (we make this super easy). Know where your money is going. Spend according to YOUR plan. Did you break the budget? It happens. Make adjustments and keep moving forward!

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You are going to find some extra money in your new budget. Start getting ahead by paying off your debt, building a 3-6 month emergency fund, and building wealth. We will help you on this fun new journey!


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From The Blog

What is the Envelope System?

by Dustin Davis

You’ve probably heard the term “envelope system” or “envelope method” when it comes to budgeting your money. What exactly is it and how does it work? The first time I remember hearing about the envelope system was when I was a missionary in South Africa. As missionaries, we or our families paid our own way. […]

The Purchases that are Breaking Your Budget (And they’re not the ones you think!)

by Dustin Davis

My wife and I were discussing our budget and lack of money today. Our discussion let to some BIG decisions on how to turn things around in a major way (Sell cars, move to smaller house…). In the midst of our conversation I got an email from Facebook. Yes, Facebook. It said that a recent […]

I have to tell you that EnvelopeBudget is by far my favorite budgeting site and I’ve used quite a few! So, thank you to you and your team for all the work you’re doing. I love coming on to the site to find new functionality. The new feature showing the change in your envelope if you assign that transaction, is a wonderful implementation!

Becka N. -- Portland, OR