Take inventory of your financial life. Gain an understanding of your income and your outgo. Optimize according to YOUR values.
Give every dollar a name, before you spend it. There is no such thing as an average month. Make a custom plan for each & every unique month of your life.
Track everything (we make this super easy). Know where your money is going. Spend according to YOUR plan. Did you break the budget? It happens. Make adjustments and keep moving forward!
You are going to find some extra money in your new budget. Start getting ahead by paying off your debt, building a 3-6 month emergency fund, and building wealth. We will help you on this fun new journey!
We believe that you should see and manage every transactions that goes through your bank account. That said, we don’t want you to spend all day working on your budget. We’ve designed our tool to be fast and efficient to help you assign transaction quickly and get on your way.
You’ve probably heard the term “envelope system” or “envelope method” when it comes to budgeting your money. What exactly is it and how does it work? The first time I remember hearing about the envelope system was when I was a missionary in South Africa. As missionaries, we or our families paid our own way. […]
I was really irritated! Read this story and tell me if I am overreacting, or if you would be miffed as well… A few couple of months ago I took my son to a Jazz game. I’ll be honest, although I love basketball and I even played in high school, I never watch the NBA […]
I have to tell you that EnvelopeBudget is by far my favorite budgeting site and I’ve used quite a few! So, thank you to you and your team for all the work you’re doing. I love coming on to the site to find new functionality. The new feature showing the change in your envelope if you assign that transaction, is a wonderful implementation!Becka N. -- Portland, OR