Simple Pricing for Simple Budgeting
Every plan includes all features. No upsells, no feature gates. Start with a 34-day free trial — no credit card required.
Monthly
Flexible. Cancel anytime.
- All features included
- Bank sync via SimpleFIN
- Unlimited envelopes
- Reports & exports
Annual
Save 17% vs monthly
That's $3.33/month. Less than a coffee.
- Everything in Monthly
- 2 months free
- Lock in your price
- Support indie software
Lifetime
First 500 customers only
Pay once. Budget forever.
- Everything. Forever.
- All future updates
- Never pay again
- Early supporter perks
How We Compare
| App | Monthly | Annual | Lifetime | Bank Sync |
|---|---|---|---|---|
| EnvelopeBudget | $4 | $40 | $40 | ✅ |
| YNAB | $14.99 | $109 | — | ✅ |
| EveryDollar | $17.99 | $79.99 | — | ✅ (paid only) |
| Monarch | — | $99.99 | — | ✅ |
| GoodBudget | $10 | $80 | — | ❌ |
Common Questions
Do I need a credit card to start the trial?
Nope. Sign up with just your email and start budgeting immediately. You get 34 days to try everything before deciding.
What's included in every plan?
Everything. Unlimited envelopes, bank sync via SimpleFIN, reports, Excel/JSON exports, mobile apps, and all future features. There are no feature tiers — every paying customer gets the full experience.
Is the lifetime deal really $40?
Yes — the same price as one year. It's our way of rewarding early supporters. This offer is limited to the first 500 customers, and the price will go up after that.
Can I switch plans later?
Of course. Start monthly and upgrade to annual or lifetime whenever you're ready. Your data stays exactly the same.
What is SimpleFIN?
SimpleFIN is a privacy-focused bank connection service. It lets EnvelopeBudget automatically import your transactions without storing your bank credentials. SimpleFIN charges a small separate fee — $1.50/month or $10/year — we don't mark it up.
No credit card required. No commitment. Just better budgeting.