Simple Pricing for Simple Budgeting
Every plan includes all features. No upsells, no feature gates. Start with a 34-day free trial — no credit card required.
Monthly
Flexible. Cancel anytime.
- All features included
- Bank sync via SimpleFIN
- Unlimited envelopes
- Reports & exports
Annual
Save 17% vs monthly
That's $3.33/month. Less than a coffee.
- Everything in Monthly
- 2 months free
- Lock in your price
- Support indie software
Lifetime
Limited — first 500 members only
Pay once. Budget forever. After 500 spots fill, Annual becomes the ongoing option.
- Everything. Forever.
- All future updates
- Never pay again
- Early supporter perks
Bank sync via SimpleFIN: +$1.50/month or $10/year (paid separately to SimpleFIN). Optional — you can always enter transactions manually.
How We Compare
| App | Monthly | Annual | Lifetime | Bank Sync |
|---|---|---|---|---|
| EnvelopeBudget | $4 | $40 | $60 | ✅ |
| YNAB | $14.99 | $109 | — | ✅ |
| EveryDollar | $17.99 | $79.99 | — | ✅ (paid only) |
| Monarch | — | $99.99 | — | ✅ |
| GoodBudget | $10 | $80 | — | ❌ |
Common Questions
Do I need a credit card to start the trial?
Nope. Sign up with just your email and start budgeting immediately. You get 34 days to try everything before deciding.
What's included in every plan?
Everything. Unlimited envelopes, bank sync via SimpleFIN, reports, Excel/JSON exports, mobile apps, and all future features. There are no feature tiers — every paying customer gets the full experience.
Is the lifetime deal really $60?
Yes — just $20 more than a single year. It's our way of rewarding early supporters. This offer is limited to the first 500 members. Once those spots fill, Annual ($40/year) becomes the standard long-term option.
Can I switch plans later?
Of course. Start monthly and upgrade to annual or lifetime whenever you're ready. Your data stays exactly the same.
What is SimpleFIN?
SimpleFIN is a privacy-focused bank connection service. It lets EnvelopeBudget automatically import your transactions without storing your bank credentials. SimpleFIN charges a small separate fee — $1.50/month or $10/year — we don't mark it up.
No credit card required. No commitment. Just better budgeting.